Settlement Solutions

Welcome more disbursement options for your clients.

We made this option available for your clients that prefer to access their money on different ways.

A Refund Advance is a short-term loan offered by selected banking partners. The loan is taken out against your tax refund. If you're approved, you'll receive your loan money before the IRS processes your tax return—and sometimes as soon as the day you file your taxes. Usually, you only get a loan for part of your tax refund. It's unlikely you'll be approved for a loan for your entire tax refund.

Refund advance loans are also known as instant refunds or tax refund cash advances. In essence, you borrow your own money and let the IRS repay it back to the financial institution when your refund is issued. If applicable, you receive your remaining refund directly from the financial institution who approved your advance. IT IS THAT EASY!.

GET ADVANCED ON THE INDUSTRY

Put an ease to your clients funds!

Simple Process

Same day disbursement for those eligible clients.

High Approval Rate

Originated billions in taxpayer advances.

You are the Hero

Grow the trust in your clients and retain them for all of their financial needs.

DELIVER CASH FASTER TO YOUR CUSTOMERS

With a Taxpayer Refund Advance Loan¹, clients get the money they need fast. This valuable program gives clients the flexibility they need to pay outstanding expenses without having to wait weeks for their refund to be processed giving you the edge you need to compete in your industry.

Our no-cost option¹ eliminates any marketing fees on your end for in-season advances. Thanks to our lenders structure, we’ve raised the bar on approvals up to 90%, helping you grow your business while expanding your customer base and retaining your clients.

Refund Advance

Instead of waiting for the funds to arrive to your client’s account, they could have access their money the same day. For those who can’t afford to wait, it’s a vital and necessary alternative.

High approval rate.
Accepting starting Jan 2nd.
Different options and tears.
Stay competitive with tax offices in your market

Get Started

How do Refund Advances (RA) work?

Simple & Quick

Easy process that is already integrated right into your daily workflow.

Taxpayer arrives

Office Visit

Taxpayer visits your office.

Provide Documents

Taxpayer provide you with their W2's & other documentations.

Tax Return Analysis

Complete office due diligence and professionally prepare their tax return in our tax system(s).

Qualified Refund

They qualify with a valid refund amount from IRS above the minimum to be approved.

E-File Prepared Tax

They sign all related documents to opt-in for an advance & tax return is e-filed with IRS requiriments for a refund.

Bank Underwrites

Our special banking partners underwrites the application. "If approved", your client will receive a notification with the amount approved.

(RA) Check Printed

If approved, our banking partners releases a check up to $6,000.00 for your client, which will be made available in our portal for your convenience.

Refund Expected

IRS usually process all returns requests within 15-20 days.

Refund Received

IRS releases the funds to our banking partners. All incurred fees are deducted from the received funds.

Refund Remainder

If there's any refund remainder on our Banking Partners these are released back to the Taxpayer and they will receive it on the disbursement selected not later than 24-48 hours.

END

The Refund Advance is an optional tax-refund related loan provided by Our Banking Partners, Members® FDIC (it is not the actual tax refund) at participating locations. Program availability and loan amounts may vary based on state the provider is located. The amount of the loan and applicable interest will be deducted from tax refunds and reduce the amount that is paid directly to the taxpayer. Fees for other optional products features may apply. Tax returns may be filed electronically without applying for this loan. Loans offered in amounts up to $6,000.00 (where available), and up to 75% of your expected tax refund from $250 – $6,000. Loans in the amounts of $250, $500, and $1,000 have an Annual Percentage Rate (APR) of 0.00%. Loans in the amounts of 25%, 50% or 75% of your expected tax refund have an APR of 36.0% with a minimum loan of $1,250. For example, $2,500 loan representing 50% of expected refund borrowed over 29-day term, total amount payable in a single payment is $2,571.51 including interest. Availability is subject to satisfaction of identity verification, eligibility criteria, and underwriting standards.
Certain Refund Advance Loans are available at no cost to tax preparers and taxpayers and Pre-Acknowledgement Loans (approved prior to IRS Acknowledgement) have a $75 Marketing Fee